Bright Start College Savings Program

Bright Start gives you the flexibility of choosing an investment strategy that best fits your individual investing needs and goals.

The Age Based and Choice Based portfolios include investments that are managed by OFI Private Investments, Inc., a subsidiary of OppenheimerFunds, Inc. and its affiliates, and American Century Investments®.

OppenheimerFunds, Inc.
Since its founding in 1960, OppenheimerFunds, Inc., together with its controlled affiliates, has become one of the nation's leading financial services companies. The firm offers investors comprehensive solutions that utilize mutual funds and a wide range of other investment vehicles.

American Century Investments®
American Century Investments has built its investment management business on the belief that it succeeds by making others successful. It is a multi-disciplined, actively managed investment management firm offering diverse strategies for it's clients.

Two Investment Strategies
You can choose to invest in the Age Based Portfolios, the Choice Based Portfolios or a combination of the two.

Age Based Portfolios - Your account is placed in one of six portfolios-based on the beneficiary's age-and automatically adjusts over time. The investments are more aggressive when the beneficiary is younger, and grow more conservative as the beneficiary grows older.

Choice Based Portfolios - Investing in any of the four Choice Based portfolios means exercising more control over your account. You may choose the portfolio, or portfolios, that work(s) best for you.

Should your goals or needs change, under federal law you have the flexibility to change how previous contributions have been allocated among the available Portfolio options twice per calendar year.

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